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Finance

VAT, mortgages, loans, compound interest, savings and inflation: 12 free calculators with explanations.

How much is that mortgage going to cost each month, how fast do your savings grow with compound interest, and what is the price of something with or without VAT? The finance calculators answer everyday money questions in seconds. Work out a mortgage or loan payment with a full breakdown of interest and principal, see how monthly deposits grow over time, add or remove VAT or sales tax at any rate, calculate your profit margin and markup, and build a full amortization schedule. You can also convert amounts for inflation using official CPI data, estimate your home equity, and work out what an appliance costs to run per kWh or what a Dutch household pays for energy.

Every calculator shows the formula it uses and includes worked examples, so you can check the result yourself. The results are estimates: for big financial decisions, always compare offers from lenders and ask a qualified adviser when in doubt.

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